Best Real Money Casinos

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Online gambling still faces restrictions in some U.S. states and Europe, but more and more online casinos are finding their way to cater to the global audience, growing in both numbers and revenues. No matter where you are, you can easily find an online casino to play slots, table games, and poker for real money. But, of course, it’s not enough to just find a casino – it must be credible, to say the very least.

There are gazillions of factors constituting a worthwhile casino, from licenses & software to reputation & feedback. The ever-growing online gambling market is so vast, and there is so much information to take in that it’s almost impossible to research it on your own. And that’s why we’re here: this webpage contains an exhaustive guide on real-money casinos and dozens of verified casinos to choose from.

The shortcut to your favorite online casino for real money is just below this intro. Skim through our tailor-made assortment of online casinos and pick the one you like the most to play slots, baccarat, blackjack, roulette, keno, craps, pai gow, and other popular online games.

Top Real Money Casinos in 2021

All You Need to Know about Real Money Casinos

There are millions of facts to learn about real-money casinos, but, ironically enough, the most important thing is that it’s silly to spend your hard-earned money on the game you don’t know. Be it a slot or a table game, learn it through and through, then practice it for free in the demo mode, and only then put your money at stake. The same applies to the casino you play in: only knowing its features can help you utilize it to the fullest. And once you’ve learned your real money online casino and game, you are ready to play.

The legal side of the question is ambiguous. Whether it is the USA or any other country, the legal status of online casinos changes fast and is not always clear. Keep in mind the following:

  • Most countries do not pursue players from making bets online, thereby allowing online gambling from the player’s perspective. One of the most common situations with online gaming is when online casinos are prohibited from operating in the country (state), whereas players are not banned from making bets online. In this case, you are free to play at your international online casino, though there’s a tiny risk that it will sooner or later be terminated in your country. Speaking of the U.S. gaming laws, many still believe that the Wire Act of 1961 prohibits online gaming, though it only has to do with sports betting. So don’t fall for that. Online gambling is legal in Delaware, New Jersey, Nevada, West Virginia, and Pennsylvania – more states will likely legalize online gambling, partially or fully, in the future.
  • The best way to avoid legal issues is to check the status of online gambling right before you play. In the fast-paced environment, changes happen quickly and continuously, and the casino you trust may simply not be fast enough to change the info on the terms & conditions page. It’s always helpful to clarify things by asking customer support or – if you are going to play big – your local gaming lawyer.

Playing for Free Vs. Playing for Real Money: What to Pick?

As being said, the only possible option for a new player is a free-play mode since it allows you to get the hand of the game before you play it seriously. Of course, the free-play mode won’t allow you to enjoy the camaraderie peculiar to live games or the thrill of anticipation of the result of a dice throw, but at least it will save your budget for the time when you’re really ready to spend it. Up until them, free games are your best friends. By the way, the free-play mode is provided by all casinos and for almost all games except for live dealer games and jackpot games (though even these can sometimes be played for free).

Once you’ve learned the ropes, you are all set to…no, not to play for real money, but to take advantage of the bonuses offered by your casino. Many casinos provide either no-deposit bonuses or match bonuses, and both are good for playing at a real money casino without dipping into your pocket. Of course, it doesn’t mean that depositing real money to your casino is a bad idea – on the contrary, it’s the only logical step after you’ve learned your casino and your game.

How We Choose the Best Online Casinos for Real Money

There are over two dozens factors that we’ve taken into account when ranking our casinos, but you don’t need to know all of them (that is kind of superfluous) except for the five most crucial:

  • License(s). It’s no secret that there are more credible and less credible licensers. We prioritize casinos with one or better a few licenses issued by the UK Gaming Commission, the Malta Gaming Authority, the Kahnawake Gaming Commission, and a few more world-known licensing organizations.
  • Fairness & Security. Our highly-ranked casinos are either approved by eCOGRA, a world-leading testing agency, or they utilize a Provably Fair tool, which enables you to verify the fairness of the games you’ve played. In addition, our casinos comply with all the rules of their jurisdictions, including the AML regulations, as well as employ 256- or 128-bit encryption algorithms and anti-fraud measures.
  • Software providers. Generally, the more software providers the casino represents, the better. But some providers are especially wanted: Microgaming, NetEnt, Playtech, Betsoft, and IGT are the brands that move the casino up the rankings.
  • Deposit & withdrawal methods. Not only should a highly-ranked casino provide decent banking alternatives, but it also should process transactions fast and without fees. If that is true, it moves up our list.
  • Bonuses. All players love bonuses, and the more generous the perks, the better. When evaluating the effectiveness of the bonus offer, we take into account not only the type & size of it but also the wagering requirements and other limitations set by the casino.

Real Money Casino Software Providers

You might want to play something exquisite from time to time, and you might even choose a new software developer – just for the fun of it – but hardly will argue with the fact that staples make go round. And if so, there are three biggest brands to consider when playing at your casino online for real money – Microgaming, NetEnt, and Playtech.

  • Microgaming. The first to develop gaming software in 1994 and online casino software in 2004, Microgaming is a pioneer of the industry and the ever-evolving leader that is unlikely to be dethroned soon. With over 800 casino games in its all-encompassing collection, Microgaming is home to such titles as Game of Thrones, Mega Moolah, and Thunderstruck.
  • NetEnt. The second-most-popular casino software provider, NetEnt can boast a relatively modest collection of slots and games, including the renowned Starburst, Jack Hammer, Guns N Roses, Jack and the Beanstalk, and Gonzo’s Quest.
  • Playtech. Probably the most versatile software provider in our shortlist, Playtech is known for its live casinos, sportsbook, and poker rooms as well as hundreds of online casinos that it holds partnerships with.

In addition to the above, there are IGT, Evolution Gaming, Yggdrasil, Betsoft, and many other worthwhile companies, but you never know what you like until you go for a few tentative plays.

Real Money Casino Bonuses

No matter the game you play, bonuses make it only better. Every casino tries to come up with something special, so you might not find every answer on this webpage but the most popular types of bonuses:

  • Free money. The most popular bonus at online casinos, free money is granted just for registration with the casino, or it can be a predetermined percentage of your deposit. In both cases, the bonus can be either cashable (can be withdrawn) or non-cashable (only winning from it can be withdrawn).
  • Free spins chips. An alternative to free money, free spins (chips) can be issued as a flat amount or be dependent on the size of your deposit. It’s a popular story when free spins can only be spent on a certain slot.
  • Combined bonus. The best-case scenario is, of course, when you get both money and spins. The good news is that many casinos do provide this type of bonus, including the casinos from our collection.

But the narrative doesn’t end here. All mentioned bonuses may come in the following forms:

  • Welcome bonuses (sign-up bonuses): granted upon registration as a flat amount or – more often – as a percentage of your first deposit(s). The most popular welcome bonus is a 100% match bonus and sometimes a few dozen free spins. Classic welcome bonuses are always accompanied by wagering requirements.
  • Match (deposit) bonuses: either added to your first or a few first deposits or come as regular deposit bonuses. Match bonuses are a predetermined percentage of your deposit. Wagering requirements apply.
  • No-deposit bonuses: free money and spins that require nothing but to open an account with the casino. No-deposit bonuses are usually small and with wagering requirements.
  • No-wagering bonuses: any bonuses with no playthrough requirement. All winnings from a no-wagering bonus can be immediately withdrawn unless otherwise stated in the terms & conditions of your casino.
  • Cashback: a percentage of your losses that is credited back to your account. Cashback usually makes sense only if you’re a high-roller.
  • VIP bonuses: discounts, enhanced regular bonuses, flat amounts of money/free spins, etc. for casino regulars, high-rollers, and VIP players.
  • Holiday bonuses: rewards timed to holidays, anniversaries, and special events.

Real Money Casino Games

Now that you know so much about real-money casinos and the bonuses they provide, it’s time to proceed to decipher the games themselves. Fortunately, there’s no limit to the games you can play at online casinos, so the only task of yours is to choose the game among dozens of game types and hundreds of scenarios. Not an easy task, you might rightfully admit, but we hope the rundown on the most popular real money casino games will help. And never forget that the free-play option is always there for you!

Real Money Slots

Slots are by far the most popular casino pastime, and they come in a few variations:

  • Pokies (classic slots). Pokies are the simplest 3-reel machines with classic fruits and sevens dancing on the reels. Many of the 3-reel slots are the electronic copies of the so-popular land-based one-armed bandits, but some are independent games of modern designs & themes.
  • Video slots. Constituting the majority of slots that you can find at online casinos, video slots usually have 5 reels and any number of paylines, from three to dozens and hundreds. Most of these games are thematic. Be it underwater quests, cosmic voyages, bank robberies, or any other theme you want to experience, chances are you’ll find it at one or another video slot.
  • Multi-payline slots. Interested in frequent winnings? Multi-payline slots are the answer. Pick a 243-way-to-win slot or the game alike and enjoy winnings every other spin. Note that you can try and double down your score at the end of every winning spin.
  • Progressive slots. The sky’s the limit for you? Then you might want to take chances with Progressive slots of huge jackpots of thousands and hundreds of thousands of dollars. These are Major Millions, Fruit Fiesta, Tunzamunni, Mega Moolah, and more.

Playing real money slots via an Android or iOS real money casino app is even more convenient than playing from your PC, so make sure to take advantage of the mobile app if the casino has one.

Real Money Poker

With 311,875,200 ways to deal five cards from the deck and 2,598,960 possible hands, real-money poker is a truly versatile game of skill that comes in three main types:

  • Stud poker. In a stud poker, players reveal some of the cards they’ve got at the beginning of the round, which gives them some information regarding the hands of each other. Based on that, the players evaluate their further steps.
  • Draw poker. Draw poker has no cards revealed, but players can replace a certain number of cards from their hands.
  • Community card poker. In Community card poker, players are dealt hidden cards and use them to form winning combos with the community cards revealed to the players.

The goal of the majority of poker games is to get the highest possible combination out of the following ones (from the best to the worst): Royal flush, Straight flush, Four of a kind, Full house, Flush, Straight, Three of a kind, Two pair, One pair, and Higher card. Besides, there are some exotic poker variations, such as Lowball poker and High-Low split Poker, both defining winners in an unusual way. The multiverse of poker is so vast that you can find almost everything you wish and then study it in the free-play mode.

Real Money Roulette

Roulette is a game of chance, which means no strategy can make you a guaranteed winner. On the flip side, you have all the chance to catch the luck by the tail, especially once you learn to adjust your winning odds depending on the roulette you play and the wager you place:

  • American Roulette. The only difference between American roulette and other types is that it contains an additional double-zero 00 section, which, in fact, gives the house an advantage of 5.26%. Other than that, the game is all about betting on numbers, colors, and odds/evens.
  • European Roulette. With the house edge of 2.7%, European roulette is the second-best roulette to play in terms of a probability of a win. It’s simpler than French Roulette since it isn’t ‘burdened’ with additional rules like La Partage and En Prison.
  • French Roulette. Speaking of La Partage and En Prison, these two allow you to lower the house edge to an insignificant 1.35%, almost equalizing your chances with the casino’s. When La Partage is in play, the ball landing on zero returns you half of your bet, whereas En Prison allows you to get half of your bet back by winning the next round.

Whenever you get bored with classic roulettes in a casino for real money, you can go for Multi-Ball roulettes, Multi-Wheel roulettes, and other derivatives.

Real Money Blackjack

An interesting fact is that blackjack is generally thought to be a game of luck, though, in fact, it combines both luck and skill. The goal of any blackjack is to get as close to 21 as possible without going over that score, but different variations of the game have slightly (or completely) different rules.

The most popular blackjack games are European Blackjack, Single-deck Blackjack, Spanish 21, Vegas Strip Blackjack, Free Bet Blackjack, Atlantic City Blackjack, Double Exposure Blackjack, and more. But what you really want to know about the game is the payouts, which are different depending on the cards you end up with:

  • For outperforming a dealer (dealer busts or has a total higher than 21) with a hand other than ‘blackjack,’ you get a 1:1 payout, winning just as much as you’ve bet.
  • If you score blackjack with your two first cards, you get either 3:2, winning 1.5x the bet, or 6:5 depending on the table.
  • You can also place a side ‘insurance’ bet if the dealer is showing an Ace and you think he has a blackjack. If your prediction plays out, you get 2:1.

There are dozens of blackjack strategies and tables that explain what to do in this or that situation, so there is a lot of info to digest before playing blackjack for real money.

Live Dealer Casino Games

There’s no need to travel to play your favorite casino games face-to-face with dealers since, in 2020, you can do it from the comfort of your home. Just choose the live dealer game you like and enjoy the same camaraderie and thrill of wins as if you’re playing in your favorite brick-and-mortar casino. The assortment of live dealer games includes roulette, blackjack, baccarat, poker, bingo, lotteries, craps, and more card, wheel, and dice games – actually, you can play almost everything that exists as an electronic game. Wide-angle cameras produce a high-quality picture of the game and the backdrop of a studio (or a casino hall) where the game is played.

As the new technological opportunities appear, live dealer games add in quality of the picture and the level of interaction. Becoming better with each passing day, live dealer games are as popular as real casinos, and the trend is just gaining momentum. However, as a novice, you should know that live dealer games can rarely be played for free, which is why it’s only wise to choose the electronic analog of the live dealer game of your interest and practice with it in the first place.

Mobile Casino Games for Real Money

Since the emergence of mobile games, more and more casinos tend to provide decent mobile gaming libraries to mobile users. Whether that is a slot or a table game that you’re willing to enjoy on mobile, chances are your mobile casino for real money supports it. Nevertheless, there are a few things to remember.

  • Download vs. no-download casinos. Even if the casino is available on mobile, it may require you to download the free mobile software to get access to its gaming library. A download may or may not be obligatory: more often than not, casinos are available through apps or mobile browsers.
  • Playing via a mobile app is usually more convenient, but you don’t necessarily have to download and install it. The most common case is when a mobile casino has Android and iOS apps of neat and convenient layouts, but if you don’t want to download the app, you can just play in your mobile browser.
  • Mobile and desktop gaming libraries may differ. Even in 2020, not all games are mobile-optimized. Some pokies and old-school games alike may not be available on mobile, so make sure to check this in advance, especially if you’re going to play something special.

Progressive Jackpots

Have you heard, for at least once in your life, of a chum hitting a mind-blowing jackpot at a casino game? We bet you did: big wins happen at Jackpot games, and once someone hits the progressive jackpot, the community goes wild. Speaking of a Progressive Jackpot, it is shared by a few or a few dozen games connected to a progressive jackpot network. The size of the jackpot increases as players spend money on the respective games, and once the progressive jackpot is triggered, the counter resets, and the new cycle starts.

There are no secrets to playing Progressive Jackpot slots and games since they are of the same rules & features as their non-progressive counterparts except for a) to hit the progressive jackpot, you must play with the highest bet; b) you cannot play progressive jackpot for free. Other than that, Progressive Jackpot games are quite ordinary. Last but not least, note that regular jackpots and progressive jackpots are not the same. A regular jackpot is the highest possible win in the game, but it is never shared across games.

Payments in Real Money Casinos

Not only choosing a proper online casino game for real money makes you successful, but also choosing a casino that pays. While keeping in mind the importance of selecting a credible platform (hint: that’s any casino from our collection), make sure to check the availability of the baking methods you want to use, the deadlines for the payments you’re going to make, and the fees that may or may not apply. Unfortunately, not all casinos have their banking info available for registered users, so sometimes the only way to find out the details is to sign up for the casino or read the reviews.

Payment Options for Real Money Casinos

Online casinos accept payments via classic bank (wire) transfers, electronic and paper check, credit and debit cards, electronic wallets, and cryptocurrencies. Not all casinos support all payment methods: while some platforms employ up to a few dozen payment gateways, some may include only a few alternatives.

Here are the key moments to take into account before choosing your payment method:

  • Payment methods are country-specific. You may think that all payment methods indicated on the Cashier page will work for you, but, actually, some gateways may be unavailable in your country. To clarify things in advance, contact the casino customer support before depositing into the casino.
  • Even if your casino charges no fees, your payment provider may charge fees. Every transaction involves a payment provider (a bank, a blockchain, etc.) – that is, the party that processes the transaction and the one that will likely charge fees even if the casino states that all deposits and withdrawals are free.
  • Banking methods that work both ways are more convenient. If you use the same payment method for both deposits and withdrawals, you don’t need to switch between payment gateways when you deposit or withdraw money.

Real Money Casino Deposits

The most popular deposit methods are credit and debit cards (VISA, MasterCard, Maestro, VISA Electron, etc.), bank wire transfers, checks, e-wallets (PayPal, Skrill, Neteller, Webmoney, etc.), mobile payments (Interact, iDebit, and other country-specific solutions), prepaid cards (Paysafecard, Neosurf, etc.) and cryptocurrencies (BTC, LTC, BCH, ETH, XRP, etc.).

To deposit to your online casino,

  1. Make sure you’re logged in to your casino account.
  2. Go to the Cashier page and choose the preferred deposit method.
  3. If you’re depositing for the first time, you may be asked to provide your identification documents (passport/driver ID scans + a copy of utility bills). We would recommend you to pass the identification if you are going to withdraw in the future. Even if the casino hasn’t asked for identification upon registration/deposit, you will nevertheless have to pass identification before you can withdraw from the casino.
  4. Specify the deposit amount (usually, no less than $10) and submit your transaction (you may or may not be redirected to the interface of your payment system to complete the transaction).
  5. Wait until the money arrives.

Real Money Casino Withdrawals

Once you’ve won at online casino slots for real money or any other game, naturally, you want to cash out your winnings. Most casinos strive to provide two-way banking methods, that is, the ones that can be used for both depositing and withdrawing funds. However, that is not always possible, so make sure to check whether your depositing method can be used for withdrawals or not.

Theoretically, all deposit methods can be used for withdrawals, except for prepaid cards can only be used to deposit funds to the casino. Also, different withdrawal methods have different parameters:

  • Minimum & maximum withdrawal amount. The minimum withdrawal amount is never less than $10, but it can be as high as $500 depending on the withdrawal method. Paper checks and wire transfers usually have higher minimum withdrawal limits than e-wallets and cryptocurrencies. The maximum withdrawal limit may not even be set by your casino, but it’s a common practice that casinos split huge wins into several installments paid over a month or so.
  • Withdrawal fees. Casinos rarely charge withdrawal fees, but most payment providers do charge fees, especially if the currency exchange takes place upon transaction.
  • Withdrawal time. The total withdrawal time consists of the processing time taken by the casino and the processing time taken by the payment provider. The fastest payments are done via e-wallets and cryptocurrencies.

Real Money Casinos FAQ

📌  What are the Perks of Playing in Real Money Casinos?
Playing for real money is what gambling is about. When you play for real money, you feel the excitement & thrill, you recharge, and, of course, you win money if you’re lucky enough. There are many aspects to playing for real money, but the most important things are to choose a reliable casino, learn the game through and through before playing it for real money, use casino bonuses, and practice bankroll management.
📌  Do I Have to Pay Taxes on Winnings?
Whether your casino winnings are taxed depends on your country (state). Here are three possible cases:

  • Winnings are not taxed. Some U.S. states do not impose taxes on gambling wins, or the taxes are paid by casinos only, or the taxes are automatically deducted from your winnings. In all these cases, you have nothing to worry about.
  • Only small winnings are taxed. Taxes may not be implied on small winnings, or the percentage may depend on the size of winnings.
  • All winnings are taxed. More often than not, if you win in real money casino, you have to declare your income and pay taxes.

For the nuances on the taxation policy, ask the casino customer support or your local gaming lawyer.

📌  How Can I Deposit Money in Real Money Casinos?
To replenish your casino account with real money,

  1. Make sure you’ve signed up for the casino.
  2. Go to the Banking webpage and choose your preferred deposit method.
  3. Fill out the details and specify the deposit amount (but no less than $10 or whatever is the minimum deposit amount at your casino).
  4. Submit the deposit request and wait for the money to arrive. Deposits are usually instant.
📌  Can I Play with Different Currencies?
You can play with any currency supported by your casino. As a rule, you are asked to choose the currency of your account upon registration. However, even if the currency you want to deposit with is not supported by your casino, you nevertheless can make a deposit as long as your payment provider can do an exchange between the respective currencies. In this case, you will pay a conversion fee.
📌  How Old Do I Have to Be to Play for Real Money?
You have to be at least 18 years of age to play most real-money games, but the number may vary depending on the country (state), the game, and the casino.
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