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    Before brick-and-mortar casinos transitioned to the online space, a fulfilling gambling session was not complete without baccarat. The main appeal of this game was the ease of play, the opportunity to win real money, and inclusivity to both high and low rollers.

    After its transition, it is now called live dealer baccarat, a highly sought-after game that thrives in online casinos worldwide. The good news is that it has not lost even a smidge of its appeal to punters. Its newly found accessibility and optimization to fit different screen types have made the game even more appealing to players worldwide.

    You can benefit from this in-depth guide if you were introduced to baccarat in a land-based casino or discovered it while playing at an online casino. While playing live baccarat does not require specialized skills, understanding the game and picking up a few tactical strategies here. There can increase your chances of being a skilled player and consequently help you win big money.

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    Introduction ot a Live Dealer Baccarat

    To get started with live baccarat, navigate to an online casino of your choice, and create an account. Before you deposit funds into your balance, we recommend you verify the casino’s legitimacy for a few minutes.

    You can do this by checking if the site is licensed and by which licensing authority. You should find the answer in the About Us section or at the bottom of the homepage. If it is unavailable, a quick google search will give you all the answers you need.

    You should not have any problems choosing a popular online casino. Remember that finding information about a legitimate casino is very easy and should not take long.

    What Exactly is Live Baccarat?

    Also called Punto Banco, live baccarat is a virtual game where two hands are dealt, one to the banker and the other to the player. It is characterized by predefined rules, but the main objective is to wager which hand would be closest to a sum of 9 or end up in a tie.

    The perks of playing live baccarat are many and include:

    • Convenience: You can play this game in the comfort of your home or wherever you find yourself.
    • Human touch: Live baccarat games use real dealers who moderate the game and communicate with players in real-time, making it highly reminiscent of playing in a traditional setting.
    • Power to choose: Most online casinos give punters the chance to choose their dealers. This can be helpful if you are the type of player who is superstitious or particular about the energy people exude.
    • Reassurance: Live baccarat is perfect for players who do not trust online casino games. With this game, you finally have the assurance that your game is rigged-free. Live Baccarat streams in real-time in HD quality, and players can watch every move the dealer makes.

    Live Baccarat Vs. Classic Online Baccarat

    Both games are very similar, with the main difference being the human factor. There may also be other differences, depending on the online casino you choose. This is why it is vital to read the regulations before joining a table.

    Live dealer baccarat in an online casino offers convenience, high levels of privacy, multiple payment options, high limits, and complete privacy that cannot be found in land-based casinos. The best part, for most people, is watching the action unfold in real-time without losing focus. The main downside to live baccarat is that it does not have the immersive realism and in-person interaction that land-based casinos offer.

    Classic online baccarat, on the other hand, allows smaller stakes, so players do not need to place high bets for a chance to win real money or prizes. Learning is also effortless, with most punters earning money after the first few games. In spaces where live baccarat is unavailable, you will likely find classic online baccarat.

    A few cons of this game are the lack of human dealers, which takes away its authenticity. Some players find it a bit mundane compared to live baccarat as it lacks its complexity and stake levels. Additionally, depending on where you play, you may be charged a 5% commission on all winnings.

    How to Play Live Dealer Baccarat

    Playing live baccarat for real money has never been easier. The setup is very similar to classic online baccarat and other computer-powered baccarat games. You can use the interface to chat with the dealer and the other players at the table.

    While the house rules differ from casino to casino, you can adhere to the simplified steps below with starting.

    1. Find a live baccarat casino site and create an account. Remember to verify its legitimacy before making a deposit.
    2. Once you find a table and the game begins, the dealer will deal two hands, one to you and the other to the banker.
    3. At this stage, expect three outcomes—the player wins, the banker wins, or tie. You should then proceed to bet on either of the outcomes.
    4. After all the bets are placed on the table, two cards will be dealt with the player and the banker.
    5. The winning hand is the one that is closest to nine when summed.

    Here are a few more tips to increase your odds:

    • Each hand has only three cards.
    • To accurately calculate a card’s value, consider the following: face cards and 10s equal -0, Aces equal 1, and all other cards in the deck equal face value.
    • The best hand is when two cards total 9, followed by two cards totaling 8.

    Live Baccarat Strategy and Rules

    Before playing your first game, you should at least be acquainted with the game’s rules. Here are a few:

    • The game is over if the banker or player has a total of eight or nine on the first two cards. This hand is referred to as natural, and no more cards are drawn for such an outcome.
    • Live baccarat is played from a six-deck or eight-deck shoe. All face-down cards and 10s have zero value. Suits do not really matter, and Aces are worth a point.
    • Counts that get to double figures lose the left side figure. For example, 10 is counted as 0, and 25 is counted as 5.
    • Live baccarat allows two main bets, the banker and the player. There is another bet, stand-off, which is not typically used. Here, both the player and the banker have the same value and are joined by a tie.
    • Every hand consists of two to three cards.
    • If the sum of a player’s card equals five or is less than five, the player can draw a third card.

    Here are a few live baccarat strategies you can adopt to make you a better player and increase your chances of winning money.

    • Breaking the doubles strategy: Since most shoes consist of double outcomes (PP BB) and the zigzagged ( B/P), you want to bet the opposite way with the zigzag patterns.
    • The switch combat baccarat strategy: Here, start with flat-betting and follow the rules of the trend. If you lose twice, switch to the next trend instead of waiting for a trigger. This strategy helps you to benefit from using both trends simultaneously.

    Live Baccarat Betting Options

    There are three betting options in baccarat with a live dealer: the player, banker, and the tie bet. In player and banker bets, the hand which holds the highest number closest to nine is the winner of the game. In most cases, the banker bet has the lowest house advantage, making it more favorable in terms of odds. Online casinos that offer no commission baccarat games offer the best odds, 1:1, giving punters a fair and level playing ground.

    While player bets are not as great as banker bets, they can benefit in the right setting. Player and Banker bets consist of two cards, but you can request their card if permitted. The tie hand is the least beneficial of the three, as it does not favor players with its 15% house edge.

    Tips for Playing Live Dealer Baccarat

    Ensuring that the online casino you select is licensed is not the only tip that can help you enjoy the game. Consider the following information when playing live baccarat. For the most part, online casinos have a 5% commission in the fine print. So, before you start betting, confirm whether or not the gambling site you chose will deduct any amount from your earnings.

    Avoid the tie bet at all costs and always choose between the banker or the player. The reason is that, in live baccarat, the tie bet carries a 14.36% edge in favor of the house. When choosing your table, make sure to select a live dealer table that has fewer decks. This is because the fewer decks used, the better your odds. It also helps to calculate your possibilities if you attempt a card counting strategy.

    Since you can only access live baccarat virtually, you have to ensure that your internet connection is fast. We recommend that you only access the online casino on a private or safe WiFi network you can trust. You will be sending over payment information and personal details, so do not connect to public WiFI.

    The game is typically steamed in HD so if you are using a phone, ensure that you have enough mobile data on your phone or tablet. Lastly, charge your phone. You do not want to miss out on a great experience due to a low battery.

    Types of Live Baccarat Games

    Now that you have a firm grasp of the basics of the game, you can focus your attention on the variations of live baccarat games and their differences. Since baccarat is one of the oldest games, it makes sense that online casinos offer no less than seven variants on their sites. Each variation of live dealer baccarat in an online casino exists to make the game more inclusive, complex, and engaging. Whatever your gambling goals, you will find a live baccarat game that will satisfy your needs.

    Single-Player Baccarat

    This is the simplest and most basic version of live baccarat at online casinos. For this game, there is a dealer, and you play against the house. The goal is to win the game by betting on the banker, player, or tie. Beginners looking to learn a thing or two and seasoned punters choose the single-player because of its flexibility. You can choose your dealer, chips, cards, music, and almost everything else. For this game, six or eight decks are used, and players have the chance to partake in side bets.

    Baccarat Squeeze

    The term squeeze in baccarat is slowly revealing the value of a card. In baccarat squeeze, only the banker and player with the biggest bets can take a peek at the card to determine its value. The player with the highest wager can nominate another player to perform the squeeze. Baccarat squeeze is perfect for gamblers who enjoy the suspense and excitement of revealing the face of a card bring. For this game, eight decks of cards are typically used, and players can engage in two side bets.

    Baccarat Controlled Squeeze

    This is where the intuitive interface of online casinos comes in handy. Here, the squeeze is performed by the player alone, using a digital card image. All you have to do is use your mouse to peel back the card to determine its value. When using a phone or tablet, you can easily touch and drag the cornered areas of the card.

    In a baccarat-controlled squeeze, the cards are dealt face down by the dealers, and players only have a few moments to take action before the values are revealed. Punters that opt for this version of live baccarat enjoy relaxed rules, such as the opportunity to review game rules.

    Speed Baccarat

    Speed baccarat is a new addition to the live baccarat family, and as the name implies, it is ideal for punters who appreciate a quick game. For this game, a straightforward approach is used. The dealer deals the cards face up, and if there are any extra cards, they are dealt immediately.

    The dealer uses a 52-card deck in speed baccarat to drive the game. Players will try to cast the winning hand; thus, the one whose total is closest to nine wins the game. An exciting thing about speed baccarat is that it is the only version of live baccarat where only the numerical values of the cards on deck are relevant.

    Punto Banco Baccarat

    Also known as North American, this version of live dealer baccarat is very exciting and allows up to 14 players per table. The game was invented in the 1950s and is very popular among punters. Punto banco baccarat is so popular that it has its own variants: EZ baccarat, midi punto, and mini punto. In the online space, midi and mini punto have very subtle differences, but you can tell them apart in how the dealer hosts the game. In mini punto, the cards are dealt face-up, and in midi punto, they are dealt face down.

    No Commission Baccarat

    While it is mainly sought after, no commission baccarat is not offered on every online casino website. For this game, the 5% commission placed on banker’s bets is removed, creating a level ground for players. Instead of the traditional 0.95:1, the odds are even, 1:1, increasing your chances of winning.

    Progressive Baccarat

    Progressive baccarat from Playtech consists of an eight-deck dealing shoe, four side bets, and takes approximately 30 seconds to complete one game round. Depending on your wager, the game plays out several different hand outcomes. The jackpot gets paid if the banker and player tie the same Ace+8. Similarly, the following hands are a guaranteed win: tie on 9’s receives a 25x stake, connect on 8’s gets a 20x stake, tie on 7’s receives a 15x stake, and tie on 6′ acquires a 10x stake.

    Mini Baccarat

    Since American punters prefer this version of live baccarat, it is widespread in states where gambling is legal. It is ideal for people looking for a quick game with lower stakes. Mini baccarat is open to seven players instead of the usual eight. There is also only one croupier, regarded as both the baker and the dealer. You should opt for online baccarat with the live dealer if you are just starting gambling or new to the live baccarat scene.

    Multi-Seat Baccarat

    Multi-seat baccarat is similar to single-player baccarat, with a few notable differences. With the version, up to eight seats are available, but only one hand is dealt. As a player, you can see the other punters betting on the hands. Most online casinos offer the following standard odds on bets: banker is 0.95:1, the player comes in at 1:1x, and for the tie, they offer 8:1.

    Live Baccarat FAQ

    This section will explore a few frequently asked questions about live baccarat.

    Does Live Baccarat Have the Best House Edge?

    In most cases, the live baccarat house edge is lower than 0.5%, and depending on your bet, it can float between 1.06% to 14.36%. This makes it unprofitable for players as it does not yield the best player returns. For the best house edge, you may want to consider blackjack.

    What Are the Oas in Live Baccarat?

    It is the same as the ones in a land-based casino. In a live baccarat game, the ones for a player’s hand to win is 44.62%. On the other hand, a player has a 45.85% chance of losing. The chance of the banker’s and player’s hand tying is 9.53%. You should note that depending on the game rules and your skillset, the oas could be in your favor or not.

    Is Live Baccarat Rigged?

    Legitimate online casino operators will not risk losing their license by rigging the game. Licensing authorities mandate licensees to have their games tested by third-party entities to ensure fairness and transparency. But for your peace of mind, always play live baccarat at reputable casinos.

    What Is the Best Strategy for Live Dealer Baccarat?

    To maximize your oas, we recommend you bet on the banker the most. You can bet on the player occasionally but never bet on the tie. The strategies for playing baccarat with a live dealer are not a foolproof method to winning huge sums of money. The outcome will depend on several factors, including your skill and house rules.

    Which Live Baccarat Type Should I Pick?

    Whatever you feel comfortable with. Live baccarat variants offer unique experiences, house rules, and as to the player. If you are looking for a quick game, mini-baccarat and speed baccarat may be right up your alley. Progressive baccarat and no commission baccarat can increase your chances of winning even more money and bonuses. The single-player baccarat may be ideal if you want to get back to basics.

    How Old One Should Be to Play Live Baccarat?

    For the answer, you have to check your local gambling legislation. In most counties, the legal age for gambling is 18 years or older or 21 years or older. In countries where online gambling is legal, a regulatory body determines the age limit for playing live baccarat. The online operator has no say in the matter and can only adhere to the regulations. Failure to do so can result in them losing their license.

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    Maryna Mykhailiuta

    My name is Maryna, I am content manager and author of articles at SlotsUP. Our team is constantly in search of decent brands and updates in iGaming industry to reveal our experience to you. We try to create the best content for our visitors and make sure that we speak the same language.